AdvanceIQ.ai provides purpose-built risk scores and analytics for SMB AltLending originators, brokers, and investors. Our solutions drive growth, manage risk, and enable data-driven decision-making, helping clients unlock value while minimizing risk.
Leverage data-driven insights to optimize origination strategies, reduce risk, and increase margins across your portfolio.
Gain a clear, third-party-validated view of portfolio risk with the SMB Risk Index (SRI), helping you make precise lending and renewal decisions that drive portfolio resilience and quality.
Maximize revenue potential by aligning pricing with precise risk assessments, helping you capture higher returns without compromising portfolio quality.
Gain consistency and scalability by aligning pricing and risk management with real-world performance metrics, supporting stable and sustainable growth.
Showcase third-party-validated analytics to increase investor confidence, enhancing your ability to secure funding and favorable terms.
Streamline your workflow, reducing time spent on manual processes and allowing your team to focus on growth and strategy.
The AdvanceIQ.ai SMB Risk Index (SRI) is a proprietary risk scoring and grading system at the heart of our analytics and strategic services, setting the standard for evaluating and benchmarking SMB risk profiles.
Purpose-built for SMB AltLending originators, brokers, and investors, the SRI simplifies risk assessment with data-driven precision and an intuitive grading system, enabling confident and informed decisions at every stage.
Tomo Matsuo is a seasoned Fintech and SaaS executive with over a decade of executive experience in global lending, payments, and analytics. He is the Founder & CEO of AdvanceIQ.ai, providing insights for the SMB AltLending sector. Previously, he co-founded Yardline Capital, which was acquired by Thrasio, and held senior roles at Thrasio, Paysafe Group (NYSE: PSFE), and Bizfi. He pioneered Merchant Cash Advances in Japan through a jventure with Credit Saison (TYO: 8253) and co-founded Swiftline Corp., focused on acquiring commerce enablement technologies. Beyond business, Tomo is the Music Director and Conductor of the Doctors' Orchestral Society of New York (Doctors' Orchestra) and the World Civic Orchestra, and is the former Music Director of the 92nd Street Y Orchestra.
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