Empowering Confident Decisions in SMB AltLending
SMB Risk Index (SRI)
The SMB Risk Index (SRI) by AdvanceIQ.ai is a proprietary scoring system designed to assess and benchmark the risk profiles of SMBs. Leveraging years of real-world data, the SRI delivers actionable insights to originators, brokers, and investors in the SMB AltLending space.
Proprietary Risk Scoring & Grading System
What is SRI?
SRI distills complex risk metrics into a 10-point score designed to align with key indicators of business stability and origination performance. This score is converted into an intuitive Deal Grade ranging from A (Excellent) to F (Very High Risk), enabling users to assess risk levels quickly and effectively.
Key Features
- Web Calculator: Real-time risk scoring through a simple online interface.
- Batch Processing: Upload large datasets to receive scores and Deal Grades in bulk.
- API Integration: Seamlessly integrate SRI scoring into your existing systems.
Strategic Use Cases
- Streamline Submissions: Filter submissions to reduce processing costs and focus on high-value opportunities.
- Boost Submission Quality: Track and improve lead channel & sales partner performance.
- Refine Pricing: Optimize risk-based pricing to balance profitability, competitiveness, and portfolio growth.
- Target Key Segments: Focus on growth in strategic risk tiers.
- Optimize Capital Deployment: Balance capital allocation across risk grades with precision.
Why Choose AdvanceIQ.ai SRI?
Trained on a multi-year dataset of outcome-driven metrics from SMB RBF/loan originations, the SRI Score is precisely calibrated to the unique trends of the SMB AltLending market, offering actionable insights that align with performance outcomes.